- Team Team
The founders of companies applying to the program must have a full-time dedication to it.
- Spain Spain
The companies where we invest must have considerable economic impact on the Spanish or Portugese society. Therefore, our investments are solely and exclusively focused on companies incorporated in Spain and/or Portugal or whose team and facilities are partly located in these countries.
- International International
We invest in startups with an obvious international calling from the get-go.
- Minimum Viable Product (MVP) Minimum Viable Product (MVP)
We do not invest in projects; we invest in real stuff. We only take a stake in a company where an initial development and use and/or billing metrics are available.
- Innovative product Innovative product
We seek companies that solve a problem or meet a need with an innovative product or service.
- Scalable Scalable
We want to be part of companies with exponential future growth. Therefore, we avoid human-capital-intensive startups.
- Equity Investment Equity Investment
In an ideal scenario, we buy an equity stake in the company. Convertible loans are a possibility although it is infrequent.
- Co-investment Co-investment
Bankinter does not contemplate becoming the only shareholder in a start-up through the program Emprendedores of the Bankinter Foundation of Innovation. One of its unavoidable requirements is to participate in a round alongside a lead investor with expertise in the given ecosystem.
- Investment Size Investment Size
Our first investment round is limited to the €50,000-€200,000 range and in any case below the investment made by the lead investor of the round.
- Investment Round Investment Round
Usually, we participate in round of funding worth €500,000 total. However, in some cases we have acquired equity in companies that were raising funds north of that amount.
- Valuation Valuation
Companies applying to our investment program must know that the maximum pre-money valuation in which we can co-invest is €3,000,000.