Project Requirements

  • Team Team
    Team
    Team Team

    The founders of companies applying to the program must have a full-time dedication to it.

  • Spain Spain
    Spain
    Spain Spain

    The companies where we invest must have considerable economic impact on the Spanish or Portugese society. Therefore, our investments are solely and exclusively focused on companies incorporated in Spain and/or Portugal or whose team and facilities are partly located in these countries. 

  • International International
    International
    International International

    We invest in startups with an obvious international calling from the get-go.

  • Minimum Viable Product (MVP) Minimum Viable Product (MVP)
    Minimum Viable Product (MVP)
    Minimum Viable Product (MVP) Minimum Viable Product (MVP)

    We do not invest in projects; we invest in real stuff. We only take a stake in a company where an initial development and use and/or billing metrics are available.

  • Innovative product Innovative product
    Innovative product
    Innovative product Innovative product

    We seek companies that solve a problem or meet a need with an innovative product or service.

  • Scalable Scalable
    Scalable
    Scalable Scalable

    We want to be part of companies with exponential future growth. Therefore, we avoid human-capital-intensive startups.

Frequent questions

Send your project.

You need to present your project concisely and simply, including the following information.

Send it to emprendedoresbankinter.es

Definition

The company must be defined in one sentence.

Problem vs Solution

Describe the need identified by the project and the solution offered, adding use cases.

Time

Why now? What has changed to make your solution feasible?

Metrics

Profile your customer and estimate your TAM, SAM and SOM.

Competitors

Compare yours  with potential competitors and enhance your competitive advantage.

Product

Describe your product and its main features, architecture, design, functionalities and intellectual property. Product roadmap.

Business Model

Including the revenue model, pricing, and metrics relevant to your business (ARPU, LTV, CAC, recurrence, funnel…), sales or distribution model and conversion funnel and/or customer pipeline.

Related links: 
These metrics are relevant to your business [in Spanish]
Conversion funnel [in Spanish]

Team

Data from founders, team members, advisors.

Financial Data

P&L Accounts, cash flow, investment round size and date, pre-money and post-money valuation, current shareholders and post-round shareholders, destination of funds.

Related links:
Premoney & postmoney valuation [in Spanish]

Investment Profile

  • Equity Investment Equity Investment
    Equity Investment
    Equity Investment Equity Investment

    In an ideal scenario, we buy an equity stake in the company. Convertible loans are a possibility although it is infrequent.

  • Co-investment Co-investment
    Co-investment
    Co-investment Co-investment

    Bankinter does not contemplate becoming the only shareholder in a start-up through the program Emprendedores of the Bankinter Foundation of Innovation. One of its unavoidable requirements is to participate in a round alongside a lead investor with expertise in the given ecosystem.

  • Investment Size Investment Size
    Investment Size
    Investment Size Investment Size

    Our first investment round is limited to the €50,000-€200,000 range and in any case below the investment made by the lead investor of the round.

  • Investment Round Investment Round
    Investment Round
    Investment Round Investment Round

    Usually, we participate in round of funding worth €500,000 total. However, in some cases we have acquired equity in companies that were raising funds north of that amount.

  • Valuation Valuation
    Valuation
    Valuation Valuation

    Companies applying to our investment program must know that the maximum pre-money valuation in which we can co-invest is €3,000,000.

  • Contact for entrepreneurs
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